Terms and Conditions for Investment Consultation Services

General Investment Disclaimer

These Terms and Conditions govern your use of Klorenquagroup Investment Consultants' services and website. By engaging our services, you agree to be bound by these terms.

This agreement is legally binding and governs the relationship between you and Klorenquagroup Investment Consultants regarding all investment consultation services and website usage.

Professional Investment Advice Notice

For the purposes of these Terms and Conditions, the following definitions apply:

• • "Services": Investment consultation services including portfolio analysis, financial planning advice, and investment strategy recommendations
• • "Client": Any individual or entity that engages our investment consultation services
• • "Consultation": Professional investment advice sessions provided on an hourly basis
• • "Website": The Klorenquagroup website and all associated digital platforms and resources

Information Accuracy and Market Conditions

We grant you a limited, non-exclusive license to access and use our website and consultation materials for personal investment purposes only, subject to these Terms and Conditions.

You may use our website to access information about investment consultation services, schedule appointments, and receive consultation materials provided during our professional services.

Limitation of Liability

As a client of our investment consultation services, you are responsible for:

• • Providing accurate and complete financial information during consultations
• • Making independent investment decisions based on your personal circumstances
• • Maintaining confidentiality of any proprietary analysis or strategies provided
• • Paying consultation fees according to agreed terms and schedules

External Links and Third-Party Services

All content, analysis methods, proprietary tools, and consultation materials are owned by Klorenquagroup Investment Consultants and protected by intellectual property laws.

Unauthorized reproduction or distribution of our copyrighted materials, including investment research and analysis tools, is strictly prohibited and may result in legal action.

Investment Results and Performance

Our investment consultation services are provided on an hourly basis with rates ranging from R1,800 to R9,000 depending on the complexity and scope of consultation required.

Services are available during business hours and by appointment. We reserve the right to decline service requests that fall outside our expertise or ethical guidelines.

Client Testimonials and Case Studies

Payment terms for investment consultation services are as follows:

• • Consultation fees are due upon completion of each session unless alternative arrangements are made in advance
• • Payment methods include bank transfer, credit card, and other approved payment systems
• • Late payment fees may apply to overdue accounts as per our fee schedule

Intellectual Property and Fair Use

Refunds for consultation services are considered on a case-by-case basis and may be provided for unsatisfactory service quality or cancellations made within 24 hours of scheduled appointments.

Refund requests must be submitted in writing within 7 days of the consultation session and include specific reasons for the refund request.

Errors and Omissions

Investment consultation services are provided on an "as is" basis without warranties of specific investment performance or guaranteed outcomes.

Severability of Terms

Klorenquagroup Investment Consultants provides consultation services with professional care and expertise, but cannot guarantee specific investment outcomes or returns.

Our liability is limited to the consultation fees paid for our services. We shall not be liable for any investment losses, missed opportunities, or consequential damages arising from investment decisions made following our consultation.

Acceptance of Terms

You agree to indemnify and hold harmless Klorenquagroup Investment Consultants from any claims, damages, or expenses arising from your use of our services or violation of these Terms and Conditions.

Termination

Either party may terminate the consultation relationship at any time with written notice. Termination does not affect obligations for services already provided or payments due.

Upon termination, you must cease using any proprietary materials provided during consultation and return or destroy confidential information as requested.

Governing Law

These Terms and Conditions are governed by South African law and subject to the exclusive jurisdiction of South African courts.

Any disputes arising from these Terms and Conditions or our services will be resolved through South African legal proceedings.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Klorenquagroup Investment Consultants regarding our services and supersede all prior agreements or understandings.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting on our website with the updated date.

Significant changes to these Terms and Conditions will be communicated to existing clients through email or other direct communication methods.

Contact Information

For questions about these Terms and Conditions or our investment consultation services, please contact us at the information provided below.